Health Insurance Plan

Health Insurance Plan

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Health Insurance Plan

Benefits Essential Plan Enchanced Plan Elite Plan
AED 480 AED 525 ARD 630
Annual maximum limit person AED 50,000
(max AED 15,000 per in-patient encounter		 AED 75,000
(max AED 25,000 per in-patient encounter		 AED 150,000
(max AED 50,000 per in-patient encounter
In-patient service at designated network hospital Sublimit:
AED 45,000
with no coinsurance		 Sublimit:
AED 65,000
with no coinsurance		 Sublimit:
AED 130,000
with no coinsurance
Out-patient service in network provider Sublimit:
AED 5,000		 Sublimit:
AED 10,000		 Sublimit:
AED 20,000
Pre-existing/chronic condition per person per year - limit for in patient Not covered Sublimit:
AED 10,000		 Sublimit:
AED 25,000
Pre-existing/chronic condition per person per year - limit for out-patient Not covered Sublimit:
AED 5,000		 Sublimit:
AED 10,000
Maternity Not covered Not covered Covered
Physiotherapy Covered upto 6 sessions per person
per year with 20% coinsurance		 Covered upto 6 sessions per person
per year with 20% coinsurance		 Covered upto 8 sessions per person
per year with 20% coinsurance
Emergency outside network with in UAE till the patient is stabilised Not covered 6 working days 9 working days
Waiting period/pre-existing & chronic ailments (in-patient & out-patient) Not covered 12 months 12 months
Claim submission period Within 30 days of availing the treatment Within 45 days of availing the treatment Within 45 days of availing the treatment

Additional Fees

Additional mandatory costs (not included in the above pricing)
Work Protection Insurance (WPI)

Basic Salary Range Premium Per Visa (AED) - Excluding VAT
Below AED 4,000 1 Year: 130
2 Years: 160
AED 4,001 & above 1 Year: 160
2 Years: 240

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